Insurance Coverage for Employee Benefits Liability

Posted on June 23, 2022June 23, 2022Categories Insurance

Administrating employee benefits carries an extremely high duty of care. Errors in benefits administration could cause employees to experience serious consequences and expose employers to considerable liability. Employee Benefits Liability Insurance helps to protect companies from considerable liability and gives them a means to remedy errors. Here are some of the most important things that employers should know about insuring this part of their human resources management.  Policy Proceeds EBL coverage proceeds can address the immediate economic hardship that an … Continue reading “Insurance Coverage for Employee Benefits Liability”

To Improve Charter Schools, Declare Their Budgets Independent from Public Schools

Posted on June 13, 2022June 13, 2022Categories Tips & Tricks

These days, charter schools are at the center of many conversations about education. On the surface, charter schools seem like a viable option for students. So why the controversy? Like anything, charter schools aren’t perfect, and how to improve charter schools is a valid question to ask. The best way to improve them is to separate their funding from public schools. Stop Draining Money from Public Schools One may argue that charter schools can’t take money from public schools. By … Continue reading “To Improve Charter Schools, Declare Their Budgets Independent from Public Schools”

Managing the Cost of Pollution Insurance

Posted on June 7, 2022June 7, 2022Categories Insurance

Pollution is a significant environmental risk across countless industries. Whether transporting hazardous materials that can spill, operating a plant that releases toxic air particulates, or even working on a small job site where dangerous chemicals leaking are a risk, it is important to be sure you are covered if any accident or incident occurs. Pollution insurance can help to keep you protected. Depending on the industry you work in, and the scope of your business, the cost of pollution insurance … Continue reading “Managing the Cost of Pollution Insurance”

Protecting Your Business With Photographer Event Insurance

Posted on May 27, 2022May 27, 2022Categories Insurance

If you operate a photography business, you know the importance of keeping your business standards as high as possible. Photographers depend on good reputations and reviews to create durable businesses that last and grow over time. But if you operate a photography business, it is also important to consider insurance needs. Without photographer event insurance, you can be at risk for losses or damages that can damage or destroy an otherwise thriving business. Read on to learn more about this … Continue reading “Protecting Your Business With Photographer Event Insurance”

How Search Engine Optimization Can Help Insurance Agencies Attract New Business

Posted on May 19, 2022May 19, 2022Categories Tips & Tricks

These days, when someone needs insurance, they typically use an internet search engine to find a new company. Because of this, insurance agencies are no longer competing just with other local companies but, in some ways, every other insurance agency with an internet presence. Here is how search engine optimization can help an insurance agency get found by potential new clients online. How Can Search Engine Optimization Build Business? Most potential customers don’t click past the first few search results … Continue reading “How Search Engine Optimization Can Help Insurance Agencies Attract New Business”

Why Niche Businesses Need To Put Effort Into Insurance Decisions

Posted on May 10, 2022May 10, 2022Categories Business Insurance

Taking out appropriate insurance for your business is one of the foundational elements of running a successful company. Naturally, there are countless decisions that you will need to make in order to find a policy that accurately reflects your needs. While traditional coverage will work well for many, it is not going to be the most appropriate fit for all. If you run a niche business, then you need to put extra thought behind finding the type of plan that … Continue reading “Why Niche Businesses Need To Put Effort Into Insurance Decisions”

What To Know About Union Liability Insurance

Posted on April 25, 2022April 25, 2022Categories Insurance

Labor unions work for fair representation of their members by acting as an intermediary between employees and employers. As a collective bargaining unit, there can be conflicts that arise. So what is available to protect the union and its agents? That’s where union liability coverages come in.  Protection Against Personal Injury Claims During contract negotiations, conflicts commonly arise due to disagreements on line items such as wages and benefits for workers. At times, these conflicts may even become escalated leading … Continue reading “What To Know About Union Liability Insurance”

4 Steps to the Modified Duty Process

Posted on March 31, 2022March 31, 2022Categories Tips & Tricks

When a worker is injured and needs accommodation in order to stay employed with the company, the employer must create a modified duty for him or her. Here are four steps to the modified duty process. Develop a Plan The employer should determine what is light-duty work. Determine what tasks the employee is required to perform and consider the medical restrictions that can affect these tasks. Discover what training will be needed for these light-duty tasks, especially safety training. Plan this … Continue reading “4 Steps to the Modified Duty Process”

How Dog Bite Insurance Can Protect You

Posted on March 24, 2022March 24, 2022Categories Tips & Tricks

Dogs are a part of many families today, but owning a dog is a huge responsibility particularly when it comes to potential liability. Your best friend can injure a visitor in many ways including knocking someone over in addition to biting. A stranger may be hurt while you’re out on a walk. Homeowners’ and renters’ insurance may offer some protection for these instances. However, your liability limits may be lower for an injury caused by a pet. Also, today some … Continue reading “How Dog Bite Insurance Can Protect You”

Why It’s Important To Have Short Term ATV Insurance

Posted on March 10, 2022March 10, 2022Categories Insurance

There are many reasons why you may want to consider short term ATV insurance before heading out on your next off-roading adventure in your all terrain vehicle. Aside from being a legal requirement in many areas, insurance also offers peace of mind that allows you to enjoy your ride without worry. It May Be the Law In many areas, you are legally required to have ATV insurance once you drive your off-road vehicle off your own property or onto state … Continue reading “Why It’s Important To Have Short Term ATV Insurance”